MCDC is recognized as a HUD-approved housing counseling agency. The housing counseling services (Pre-Purchase Consultation) provide valuable information about the road to home-ownership, from financing a home to maintaining a home, and the availability of down payment assistance programs from various sources, including the City of Midland Homebuyer Assistance Program (HAP). The program is designed to fit the needs of all potential homebuyers in our community. Our services include a One-on-One Housing Counseling (Pre-purchase consultation). MCDC may also assist the family through the application and pre-loan process, the completion of other preliminary paperwork, and the scheduling of the initial interview with the mortgage company.