1. I am looking to buy my first home, how do I get started?
Awesome decision! Visit our Find An Agency page and select your state and county and the course Homebuyer Education in English or Spanish to view local non-profit housing counseling agencies in your area. Select the agency of your choice and take the online course at your convenience day or night. Once you have completed the course, you will have access to a non-profit housing counselor who will help you better understand the home buying process. Get started today!
2. Why do I need homebuyer education?
Homebuyer Education is not always a requirement; however, it will enable you to make more informative decisions when it comes to the home buying process! Our purpose is to help first time homebuyers feel empowered by giving them the knowledge they need when making the largest purchase in their lifetime.
3. Does everyone take homebuyer education before purchasing a home?
Unfortunately, no. But our mission is to change that! After the foreclosure crisis happened in 2008, our goal was to better inform first time homebuyers on what to expect when purchasing a home.
4. I think I want to buy, but not sure if I have enough for a down payment?
We understand! Many people do not know where to start when deciding to purchase their first home. That’s where eHome America comes in! Visit our Find an Agency Page and select your state and county and the course Homebuyer Education in English or Spanish to view local non-profit housing counseling agencies in your area. Feel free to call any of them to find out more about down payment assistance that may be available to you! And afterwards, don’t forget to take the online course.
5. I want to buy a home but I have been turned down by lenders before, now what?
Many people still need to work on their credit score before being able to purchase their first home. eHome America helps you to better understand what is needed to improve your budget, spending habits, income to debt ratio, etc.
6. What should I expect along this process if I’m just starting out?
eHome America will enable you to make more informative decisions when it comes to the home buying process! Our purpose is to help first time homebuyers feel empowered by giving them the knowledge they need when making the largest purchase in their lifetime. Once you have taken the online course, you will have access to a non-profit housing counselor who will help you better understand the home buying process.