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Georgia Department of Community Affairs
The Georgia Department of Community Affairs (DCA)is the State of Georgia's Housing Agency. DCA provides opportunities for Georgia's citizens to obtain safe, decent, affordable housing through a range of programs designed to foster new housing development, finance homeownership and encourage improved housing choices.
DCA helps Georgia families purchase homes by providing affordable mortgage financing, down payment assistance and homebuyer education through the Georgia Dream Homeownership Program. DCA has helped over 33,000 families make their dream of homeownership a reality.
Georgia Dream applicants with credit scores less than 640 must complete one on one credit counseling or attend a home buyer education workshop from a DCA or HUD approved agency.